Frequently asked questions
Payment Processing & Business Funding FAQs
Direct answers about merchant services, high-risk accounts, POS systems, ACH, commercial funding and working with ALLSAVE.
Frequently asked questions
Was ALLSAVE formerly ALLPAY?
Yes. ALLSAVE was formerly ALLPAY. The new name reflects broader business capabilities and even more experience. Alan Bernard's leadership, established product relationships and commitment to personal service remain the same.
Does ALLSAVE work with only one processing company?
No. ALLSAVE is an independent resource with access to multiple provider relationships. Recommendations depend on the merchant's industry, volume, technology and priorities.
Can you help us lower processing costs?
We can review your current statements, pricing model, fees and transaction mix to identify potential savings or operational improvements. Any projection is based on the information available and final provider terms.
Do you offer cash discount or surcharge programs?
Yes, compliant program options may be available. Card-brand rules and applicable law change, so the specific program must be reviewed and configured correctly for the merchant and location.
Can you support online and mobile payments?
Yes. Options include e-commerce gateways, virtual terminals, hosted links, recurring billing, mobile readers and tap-to-pay, depending on provider compatibility.
Do you serve specialty or complex businesses?
We can assist many lawful, ethically operated specialty industries, but every application is subject to ALLSAVE's values review and provider underwriting. We do not promote or place adult content, recreational cannabis, tobacco/vape, gambling, occult-oriented services or businesses built on deception or exploitation.
Is business financing a loan?
The site describes several products, including loans and non-loan commercial financing. The funding provider will clearly identify the product type, cost and repayment terms before acceptance.
Will applying affect my credit?
Some programs begin with a soft credit inquiry, while others may require a hard inquiry later. You will be informed of the applicable process by the provider.
How quickly can funding arrive?
Qualified applicants in certain programs may fund within 24–48 hours after approval and completed documentation. Other products—such as SBA or commercial real estate financing—typically take longer.
Where does ALLSAVE work?
ALLSAVE is headquartered in Mesa, Arizona with capabilities across all 50 states, Washington, D.C., and eligible U.S. territories.
Is ALLSAVE a Christian company?
ALLSAVE is a faith-guided business. Christian principles shape our commitment to honesty, stewardship, service and respect, while we welcome clients from every background who operate lawfully and ethically.
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